Decentralized Insurance

EFFICIENCY AND AUTOMATION
Smart contract technology enables end-to-end automation of payments, efficient risk model estimation, and semi-automated claims processing, thus substantially lowering operating costs.Investors
ACCESS FOR INSURANCE CUSTOMERS
Lower costs enable insurance solutions for developing markets, low-income businesses, and new product verticals which have been previously unable to obtain insurance. For example, crop insurance for rural farmers in developing countries is an underserved market and a good candidate for further exploration.
ACCESS FOR INSURANCE INVESTORS
Digital assets on blockchains create opportunities to structure exposure to insurance products for a much broader range of investors.
TRANSPARENCY
On most blockchains, transparency is a platform-level feature. All data in a smart contract based system is publicly auditable and can be freely analyzed by third parties. Etherisc will also provide a user friendly, comprehensive frontend displaying the key performance indicators of the system.

Why Etherisc

Build decentralized insurance applications
Make insurance processes more efficient
Enable lower operational costs
Provide greater transparency in insurance

White Paper

Etherisc's mission is to build decentralized insurance applications, making the purchase and sale of insurance more efficient, enable lower operational costs, provide greater transparency into the industry of insurance compared to traditional operations, and democratize access to reinsurance investments.

In this whitepaper, we present a token model which enables investors to buy and trade the “long-tail” risks of a decentralized insurance portfolio and to gain exposure to its revenue as an income stream. Together with a consumer-facing insurance application, this shows how a decentralized insurance system could work on the blockchain.

Timeline

2016
ETHERISC
founded by Christoph Mussenbrock and Stephan Karpischek
28th July
Flight Delay DAPP
Flight Delay DAPP presented at the Ethereum developer conference Devcon2 in Shanghai
19th September
1st prize
Etherisc wins Blockchain Startup Contest in Graz
28th November
White Paper
Released a first version of our whitepaper for review
16th December
2017
Blockchain Oscar
Etherisc wins the Blockchain Oscar 2017 for most innovative blockchain startup
06th April
Asset 3
Asset 4
2016
ETHERISC
founded by Christoph Mussenbrock and Stephan Karpischek
28th July
Flight Delay DAPP
Flight Delay DAPP presented at the Ethereum developer conference Devcon2 in Shanghai
19th September
1st prize
Etherisc wins Blockchain Startup Contest in Graz
28th November
White Paper
Released a first version of our whitepaper for review
16th December
2017
Blockchain Oscar
Etherisc wins the Blockchain Oscar 2017 for most innovative blockchain startup
06th April

Our Team

Christoph Mussenbrock
Co-founder, Protocol & Architecture
Stephan Karpischek
Co-founder, Ecosystem & Community
Renat Khasanshyn
Co-Founder, Insurance Products & Revenue
Marie-Luise Meinhold
Insurance specialist
Ron Bernstein
Strategic Advisor
Ralf Glabischnig
Strategic Advisor
EY
Partner
MME
Partner

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